In 2003, a year after launching Clear Solutions for Seniors, LLC, Darcy Bergen established Bergen Financial. He now has eight advisors and six employees working with him. They discuss his more than three decades of experience in the financial industry. Bergen Financial operates out of Peoria, Arizona, in addition to Tucson, Phoenix, Scottsdale, and Spokane, Washington.
Kindness from Bergen
In 2008, Bergen's parents were in Kenya, engaging in missionary work by constructing schools for children, digging wells, and doing other good deeds. Seven of the locals, unfortunately, assaulted the Bergens. It was pure fortunate that both of them were still alive. Darcy In 2014, Bergen launched Bergens Mission to turn her experiences into something positive. Across the country, the nonprofit aids orphans and strives to better the surrounding area. Bergen hopes that by providing for and educating Kenyan youngsters, he might reduce the likelihood that the country's youth will engage in violent behavior.
Educator Darcy Bergen
Bergen is happiest when she shares her knowledge of personal finance with others. He believes customers should only use financial instruments they are comfortable with. He and his wife, Heather, have been the hosts of the popular radio show "Safe Money and Income" for the past four years, and he also teaches retirement planning at local universities. Bergen is penning a book on the topic of saving for old age. Social security and risk management are two topics that will be covered in the book.
Planning for retirement is where Bergen spends the majority of his time. But he understands the significance of imparting financial literacy to the next generation. Bergen encourages parents to start school as soon as their children are born. Parents can teach their children the value of hard work by having them do tasks in exchange for pocket money, which they can then use to buy the kinds of items they want. Even young toddlers can learn to save up for the things they want.
Bergen believes that parents have a greater opportunity to instruct their children in financial responsibility when they enter their tween and teen years. The majority of teenagers have a basic understanding of such financial concepts as debt, the cost of living, using credit cards, calculating interest, and the components of a paycheck. When teenagers have part-time jobs, they can observe how classroom knowledge translates into practice. Bergen is of the opinion that teaching children about financial responsibility at an early age makes them more responsible with their own money later in life.
Darcy Bergen, Financial Advisor for Seniors
Bergen's strategy is conservative, with the goal of providing him with a secure income for life. Fixed annuity choices are one way he helps clients weather the stock market's ups and downs without having to touch their principle. Bergen understands that the volatility of the market might cause retirement-bound investors anxiety. Bergen's team aspires to equip people with knowledge and support to manage these pressures. His firm has almost a century of expertise tailoring retirement strategies to each client.
Bergen employs a four-step process to ensure his clients have a secure retirement:
Clients can learn more about themselves, their hopes and dreams for retirement, and the financial resources they'll need through personalized discovery.
Clients are guided through the planning process that will lead them to the retirement they envision.
Accounts are created, and users are instructed on how to monitor their development as part of the implementation process.
Looking at the books every three months and having an annual meeting with a financial advisor are part of the monitoring process.
In doing so, customers should consider their future income streams, health care bills, and other living expenses in retirement. Bergen Financial is a non-affiliated firm. Thus it can provide advice on products from a variety of financial institutions. Instead of working for a large corporation, Bergen prefers to focus on the needs of each client.
